Yup is a product operated by PT Finture Tech Indonesia ("Finture" or "Yup"). Finture is a financial technology company that has been recorded with the Financial Services Authority (OJK) as a Digital Financial Innovation Provider (IKD) based on a Registered Evidence Certificate. No. S-266/MS.72/2021 dated August 26, 2021.

Yup, as an aggregator, cooperates with licensed financial institutions in providing paylater products (loan limits) on card payment instruments or those that are easy to access, with Yup branding. Loan services on Yup (including but not limited to loan approval, interest rates, late payment penalties, loan terms) are provided by lending/financing partners who are licensed and supervised by OJK. Meanwhile, the provision of card payment instruments provided by our banking partners having a license from Bank Indonesia.